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Insurance Agent

What is Escrow?

Escrow is a process used in real estate transactions to ensure that both the buyer and the seller fulfill their obligations before the sale is completed.

How Escrow Works in Hawaii 

In Hawaii, the escrow process typically works as follows:


  • Opening of the escrow: An escrow account is opened by an escrow agent, who is typically a neutral third party such as a title company, bank, or attorney.

  • Deposit of funds: The buyer deposits funds into the escrow account, which are held by the escrow agent until the sale is complete.

  • Transfer of documents: The escrow agent receives and holds all the necessary documents for the sale, including the purchase agreement, title report, and any other relevant documents.

  • Review and processing of documents: The escrow agent reviews the documents and makes sure that all the necessary conditions of the sale have been met, such as inspections and loan approval.

  • Closing of the escrow: Once all the conditions have been met, the escrow agent releases the funds to the seller and transfers ownership of the property to the buyer.

  • Release of escrow: Once the sale is complete, the escrow account is closed and the escrow agent releases the funds and documents to the appropriate parties.​

The escrow process in Hawaii is designed to ensure that all parties involved in a real estate transaction have a smooth and secure experience. The escrow agent acts as a neutral third party to ensure that all conditions of the sale are met and that the buyer and seller both fulfill their obligations before the sale is completed.

Kona Pacific Realty has worked with all of the major escrow companies serving Hawaii, they are all reputable and have the tools necessary to complete your real estate transaction accurately. We encourage you to take a look at the various escrow options available to you.


Escrow companies with offices located in Hawaii County:

This list is not exhaustive, and there may be other escrow companies located in Hawaii County. It is recommended to research and compare several companies to find the one that best suits your needs. You can consider factors such as reputation, services offered, fees, and customer reviews when making your decision.

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